WCF has more than 100 years of extensive experience, knowledge, and resources.
Our Utah team brings together experienced adjusters and sophisticated systems with preferred provider networks, prescription drug discounts, provider bill and utilization review, medical case management, and vocational rehabilitation services, when appropriate. This combination gives injured employees a solid foundation of care and support to foster a quick recovery. It also allows our policyholders to participate in controlling claims costs to decrease their Utah workers' compensation costs. Our coverage includes:
Our partnership with Utah hospitals and clinics give our customers’ employees access to the finest medical care in the region. With nationally recognized doctors and state-of-the-art facilities, our providers offer injured workers high-quality care close to home.
Workers’ compensation insurance fraud costs Americans $5 billion to $6 billion each year. That’s money from the pockets of honest employers and employees. Fortunately, WCF’s Special Investigations Unit works diligently to discover fraud.
Returning injured employees to productive work in a timely manner is cost-effective for the employer and boosts employee morale. Our certified counselors work with employers, injured workers, and physicians to confirm work capabilities and assist with job modifications.
Coordinating medical care is critical to control costs while providing quality care. Our nurse case managers evaluate each injured employee’s circumstances and coordinate care to help in their recovery.
Our safety and risk professionals offer a variety of loss-prevention services, including safety and health audits, program assistance with general safety, substance abuse prevention, safe driving practices, and OSHA-required programs.
We look at every submitted bill along with any doctor notes to ensure payments are made correctly. We also provide training within the medical community on workers’ compensation billing procedures.
WHAT MEDICAL NETWORK DOES WCF INSURANCE USE IN UTAH?
WCF Insurance has preferred medical providers to deliver quality medical care at discounted rates. Our network of Utah medical providers not only contains overall healthcare costs, but it does so without sacrificing the quality of necessary care injured employees need. In addition, our network of hospitals, clinics, and physicians understand occupational injuries and the concerns of injured employees and their employers.
WHAT MAKES WCF INSURANCE DIFFERENT THAN OTHER UTAH WORKERS' COMPENSATION COVERAGE PROVIDERS?
- Our mission is to provide an excellent insurance experience.
- We have a high-touch, high-service claims team.
- We keep caseloads lower than the industry standard.
- Our adjusters manage 30 to 40 fewer claims per caseload than our competitors, which allows more time for an adjuster to keep contact with the insured and the injured worker. It also allows more time for an adjuster to work on current issues, get employees back to work, focus on reducing exposures, and get claims closed to save time and money. Lower caseloads also help reduce turnover and allow us to maintain a strong team.
WILL MY CLAIMS BE HANDLED IN UTAH?
Yes! Below is a little about our Utah claims team.
• Our claims teams are built with senior-level adjusters.
• Each team is assigned an experienced medical-only adjuster, along with support staff.
• We have bilingual Spanish adjusters and support staff.
DOES WCF PROVIDE ON-SITE SAFETY SERVICES?
We do. WCF has safety and risk professionals in Utah that can assist you in developing an effective safety and health program for your organization. Our safety team can help you:
- Implement and monitor an effective safety program
- Evaluate your existing safety program and make improvements, conduct safety surveys, and train supervisors and employees to recognize and eliminate safety hazards
- Evaluate exposures to chemicals, noise, heat, or other hazards associated with industrial processes
- Assess ergonomic hazards associated with manufacturing, computer use, shipping and receiving, manual material handling, and other jobs with potential for repetitive stress injuries,
- Access a variety of safety materials that can also be found in our safety resource library.