A Little Bit About WCF Insurance

With over 100 years of experience, WCF Insurance is an innovative property and casualty insurance provider that serves the Western United States. Every day our dedication is to the people who make our communities thrive - from the amazing businesses we insure, to our incredible agency partners, to our fantastic employees, and the non-profits we support. We strive to make a lasting impact by continuing to make investments in the region and protecting the communities within it.

Executive Team
Board of Directors
2023 Annual Report
WCF Fact Sheet
Diversity, Equity, and Inclusion

From the Beginning

  • In 1917, the Utah legislature passed an Act requiring employers to carry workers’ compensation insurance

  • WCF Mutual Insurance Company, then known as the State Insurance Fund and later named Workers’ Compensation Fund, was established.

  • In 1998, WCF Mutual acquired WCF National Insurance Company, enabling us to write workers’ comp outside of Utah.

  • Today, 100+ years later, we are a national property and casualty carrier offering a broad range of business insurance solutions to businesses of all sizes.

Despite the many changes that WCF has undergone over the past century, our commitment to the business community, our customers, our agent partners, our employees and the communities where we live and work has remained steadfast.  Our top priority remains delivering a remarkable insurance experience to our customers and their employees.


Legal Notice

WCF Insurance is the common brand mark and brand name for WCF Mutual Insurance Company, WCF National Insurance Company, and WCF Select Insurance Company.

WCF Mutual Insurance Company, NAIC No. 10033, is a mutual insurance company domiciled and licensed in Utah.

WCF National Insurance Company, NAIC No. 40517, is a stock insurance company domiciled in Utah. California Certificate of Authority 2971-3.

WCF Select Insurance Company, NAIC No. 21865, is a stock insurance company domiciled in California. California Certificate of Authority 0742-7. California office address: 2998 Douglas Blvd, Ste 230, Roseville, CA 95661

WCF National Insurance Company is a wholly owned subsidiary of WCF Mutual Insurance Company. WCF Select Insurance Company is a wholly owned subsidiary of WCF National Insurance Company 

WCF Mutual and WCF National hold an A rating with AM Best.

All business is conducted under the proper name of the company as licensed and authorized in the respective state.

The companies are headquartered at 100 W Towne Ridge Pkwy, Sandy, UT 84070.