SANDY, UT — WCF Insurance1 announced today that its policyholders have approved the company’s plan to restructure into a Mutual Holding Company (MHC). The vote marks a key step in WCF’s long-term strategy to maintain financial strength, support future growth, and adapt to a competitive and evolving insurance market.
The MHC structure:
- Preserves policyholder ownership and WCF’s mutual status
- Provides greater flexibility to pursue growth and diversification
- Does not change WCF’s name, leadership, or operations
- Has no impact on employee roles, benefits, or reporting structures
“This structure allows us to respond to market opportunities while continuing to operate as WCF Insurance,” said Matt Lyon, CEO and President, WCF Insurance. “It supports our ability to grow and remain competitive without altering our mission or values.”
The restructuring is expected to take effect on January 1, 2026.
ABOUT WCF INSURANCE
With over 100 years of service, WCF Insurance is an innovative commercial insurance provider that serves the Western United States. Guided by the core belief that people matter, WCF is committed to supporting those who drive community growth including businesses they insure, valued agency partners, dedicated employees, and the non-profit organizations they champion. WCF’s mission is to provide an excellent insurance experience, while fostering positive change through ongoing commitment to the communities they serve. Learn more at wcf.com.
1WCF Mutual, WCF National and WCF Select Insurance Companies. WCF.com/About-Us