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Privacy Statement

Privacy Notice
We appreciate the trust you have placed in us and we continuously strive to earn and maintain that trust. We understand the importance of protecting the confidentiality and security of your nonpublic personal information. We have a long history of protecting our customers' privacy.
We may collect personal data to underwrite policies for our customers and to adjust claims for our current and former customers’ employees. 
Confidentiality and Security of Your Nonpublic Personal Information
We maintain appropriate physical, electronic, and procedural safeguards to assure the confidentiality and security of your nonpublic personal information contained in our records. Internally, we restrict access to nonpublic personal information contained in our records about you to our employees who need to know that information to provide services to you.
Categories of Information That We Collect
We may collect nonpublic personal information about you from the following sources:
- Information we receive from employers;
- Information we receive from applications and other forms;
- Information we receive from regulatory agencies;
- Data from medical professionals to process, evaluate, and defend claims;
- Information about your transactions with our affiliates, others, or us; and
- Information that we receive from consumer credit agencies.
Categories of Parties to Whom We May Disclose Information
We do not disclose personal data we collect unless disclosure is authorized or required by law. We may disclose personal data to employees, agents, and third parties who perform services for us. We may disclose personal data to regulatory and law enforcement authorities. 
Changes to Our Notice of Privacy Policy and Insurance Information Practices
We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law.
California residents can view our California consumer privacy policy here.

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